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Financing your
new home is easy and we will hold your hand every step
of the way. All you have to do is pick your home and we
will do the rest! Here is what you need:
Note: We can check your credit for you,
or you can get your scores here
Program #1, for credit scores above 600:
3.5% Down Payment
$0 Closing CostsProgram #2,
for credit scores of 580 - 599:
5% Down Payment
4% Closing Costs
3 months' reserves in the bank
Program #3, for credit scores
of 500 - 579:
10% Down Payment
4% Closing Costs
3 months' reserves in the bank
For All of the Above Programs:
2 years of verifiable employment
history
No collections in the last 12
months (medical is OK)
No bankruptcies in the last 2 years
No foreclosures in the last 3 years
Program #4, for credit scores
above 580:
We can offer owner financing on select homes
under the following conditions:
20% down payment
Credit score of at least 580
Must be at least 1 day out of bankruptcy
Must be at least 1 day out of foreclosure
Self-employed is OK
Financing provided by
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